Financial Planning Solutions

  • Life Cover

    Life cover is a benefit that pays out a lump sum to your beneficiaries or estate in the event of your death. This pay out can be used to cover financial obligations, such as funeral costs or debt, and can be used to replace the income that you would have earned during your working life, all of which ensures that your family and loved ones are financially secure.

  • Lump Sum Disability

    Lump sum disability benefits provides you with a lump sum payment in the event of you suffering an illness or disability which leaves you unable to perform the duties of your own occupation. This payment can be used as a replacement of your income as well as for additional expected medical costs as a result of you becoming disabled.

  • Income Protection

    One of your greatest financial assets is your ability to earn an income. Income protection is designed to replace your monthly income should a temporary or permanent illness, injury or disability prevent you from working and earning an income, ensuring that you continue to meet your monthly financial commitments.

  • Severe Illness Cover

    Severe illness cover is a benefit that protects you and your family against the financial impact of a major illness like cancer, a heart condition or stroke. The lump sum payment helps to alleviate the financial stress suffered, allowing you to focus on managing your illness.

  • Medical Aid

    A medical aid is there to provide you and your family with cover needed for the various healthcare events that you may face, such as hospitalization due to an illness or accident, medicine and doctor consults. We offer advice and assistance to ensure that you choose a medical aid plan that suits your needs and affordability.

  • Wealth Creation

    Wealth creation is the practice of building your personal wealth and assets over time to ensure that you and your family are financially secure over the short and longer term. We can assist in identifying suitable and tax efficient investment solutions that align with your financial goals.

  • Retirement Planning

    Retirement planning is a process of setting up retirement income goals and implementing strategies and decisions in order to achieve these goals. We provide personalized wholistic financial planning to help assist you in achieving your retirement and which allows you to enjoy a comfortable standard of living when you need it most.

  • Estate Planning

    We are able to carefully structure your finances and assets in a way that ensures estate duties are minimised and that there is sufficient liquidity to meet your estate’s financial obligations upon your death. By making sure that this and your last will and testament is correctly set up, it ultimately ensures that any inheritances are sufficiently distributed or protected for your loved ones.